Welcome to our website. If you continue to browse and use this website you are agreeing to comply with and be bound by the following terms and conditions of use, which together with our privacy policy govern Phumuza’s relationship with you in relation to this website.

The term ‘Phumuza’, ‘Phumuza – Share the Load’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is Box AC 232. Ascot, Bulawayo, Zimbabwe. Our company registration number is Private Voluntary Oganisation (PVO’2008) and place of registration is Bulawyo. The term ‘you’ refers to the user or viewer of our website.

The use of this website is subject to the following terms of use:

The content of the pages of this website is for your general information and use only. It is subject to change without notice.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this website for any particular purpose. You acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for